Terms of Service – Funding Application & Financial Direction Addendum

Last Updated: July 19, 2025

BizResHub LLC

IMPORTANT NOTICE

This Terms of Service (“Agreement”) is an addendum to the overarching Terms and Conditions of Use last updated on July 19, 2025, and any subsequent updates. This addendum specifically governs your interaction with BizResHub LLC as it relates to:

  • The collection and review of data for the purpose of applying for business funding

  • The provision of financial direction and strategic guidance in preparation for funding applications

  • The coordination of your data with vetted third-party lenders and funding sources

Your use of these services constitutes acknowledgment and acceptance of this agreement in addition to the general Terms and Conditions of Use.

1. Acceptance of Terms

By accessing or using this specific portion of our services and submitting your information to BizResHub LLC for funding evaluation or credit strategy consultation, WE ARE NOT THE LENDER but the broker that we work wiwith keeps us informed on what their lending resources are looking for in an applicant. Hence, the prescreening. This increases the chances of funding because of their vast reach of assorted resources to pull from. Also because they (the broker) provides such a large amount of crediable and potential leads to the actual lender we through their relationship collectively we are able to grant the best case scenario of rates and terms for your particular case. Therefore, you agree to this addendum and all terms contained within. If you do not agree, do not use these services.

2. Scope of Services

BizResHub LLC is not a lender. We serve as a coordinator and consultant to:

  • Evaluate your business and personal credit readiness

  • Collect and analyze relevant data for funding prequalification

  • Connect you with lenders from our network of over 1,000 financial institutions

  • Provide financial strategy and improvement plans when funding is not immediately accessible

We make no guarantees of approval or funding and do not influence final decisions made by any lender.

3. Data Collection and Use

To facilitate funding services, we may collect:

  • Personally identifiable information

  • Business entity and ownership documentation

  • Bank statements and credit bureau data

  • Reports such as LexisNexis®, ChexSystems, and others as applicable

  • Any information relevant to fundability assessment

Your data is used solely for:

  • Evaluating readiness for funding

  • Matching with lenders

  • Creating improvement plans if needed

This data will not be sold. It may be shared with authorized partners involved in the funding coordination process and your assigned consultants.

4. Third-Party Report Implications

Some lenders may pull deep-profile investigative reports like LexisNexis®, which can include information long after bankruptcy discharges or civil resolution dates—including data you may not be aware is being tracked.

We highly recommend that you ask your assigned consultant about which reports may be relevant, and whether you should request copies to:

  • Review for accuracy

  • Address outdated or incorrect information

  • Avoid unexpected denials due to overlooked data

Assumptions can hurt outcomes—ask before applying.

5. No Guarantee of Funding or Outcomes

BizResHub LLC does not guarantee:

  • That any lender will approve your application

  • Any specific amount, interest rate, or funding timeline

  • That strategies provided will produce a guaranteed result

Our job is to increase your fundability and connect you with options, but final approval is solely at the discretion of the lender.

6. Use of Information and Strategic Recommendations

All advice and analysis are based on the information you provide. If information is inaccurate, outdated, or withheld, it can negatively impact outcomes. The funding strategies shared are consultative, not legal or tax advice.

You are responsible for acting on the recommendations provided and for the final decision on whether to apply to a given lender.

7. Third-Party Relationships and Limitations

You may be referred to or matched with third-party providers. BizResHub LLC:

  • Is not responsible for third-party actions, decisions, or services

  • Makes no guarantees regarding third-party tools or credit bureaus

  • Will not be held liable for errors in credit reporting or underwriting outside our control

Any engagement you enter with a third party is between you and them.

8. Modifications to this Addendum

BizResHub LLC may update this addendum as needed. Any changes will be reflected with a new “Last Updated” date. Continued use of our funding coordination services constitutes acceptance of all updates.

9. Jurisdiction

This agreement is governed by the laws of the State of Utah, and any disputes related to this service shall be subject to mandatory mediation, followed by litigation if necessary, exclusively within Salt Lake County, Utah.

10. Contact Information

For questions about this Terms of Service Addendum, contact us at:

BizResHub LLC

Email: [email protected]

Phone: WY: (307) 201-9911 OR UT: (801) 396-8949

Website: https://BizResHub.com

Corporate Mailing Address:

BizResHub LLC

1570 W 4080 S, Suite 19A,

Salt Lake City, UT 84123