Your Go To Source For Business Growth
Our mission is to help over 500,000 entrepreneurs and small businesses grow by building fundable companies and accessing capital. We solve cash flow challenges with our innovative Fundability™ approach. Centered on the 'Triangle of Business Development,' we focus on EIN credit as the foundation for growth, while offering support in marketing and essential regulatory guidance to help businesses thrive.
Your Hub For Biz Credit Plus!
About BizResHub
Our Story
We Unlock Business Potential with Fundability: Accessible Credit & Funding for Every Business Owner
Why BizResHub?
BizResHub focuses on one thing: helping you secure high credit lines, loans, and the resources to grow—without putting personal credit at risk. Our unique, all-in-one platform is designed to establish business credit in 12 months or less—even if you’re starting with no credit. Our Fundability™ software covers every step, from building business credit and managing fundability to exploring funding options.
Common Challenges Business Owners Face
Does This Sound or Look Familiar?
You're facing hurdle after hurdle in your search for funding.
Banks turn you down, relying on strict criteria that leave you feeling lost.
Rejections are pilling up, keeping your business in a cash-strapped cycle, and you're left wondering why.
Scrambling to keep your business afloat as each week and month passes.
With so little transparency, it feels like you're in the dark-guessing which documents to prepare , spending hours in applications, only to hit another brick wall.
At BizResHub, we bridge these gaps with an all-inclusive approach designed to build FundabilityTM. Our program ensures you get the guidance, tools, and insights needed to build a resilient business credit profile and secure sustainable funding.
The BizResHub Advantage
BizResHub bridges this gap, offering guidance, tools, and insights to make fundability accessible. Our Fundability™ approach is built to withstand the highs and lows of business cycles, ensuring that you can establish credit, access funding, and grow your business sustainably.
Meet Suzette Kooyman, MBA
– Your Guide to Fundability
Suzette Kooyman, MBA, is a seasoned entrepreneur and business credit strategist with extensive experience advising startups and established companies. With an MBA in Marketing, she's committed to helping business unlock their unique fundability potential. Certifed in both business credit and marketing strategy, Suzette brings specialized insight that's built on real-world results.
As a licensed life insurance professional, she also provides strategic succession planning for businesses looking to secure a long-term future. BizResHub isn't just about getting capital--it's about creating a strong foundation to support growth, resilience, and sustainable success.
Why Is Funding So Hard to Obtain?
As COO and co-founder of BizResHub, I’ve helped countless business owners like you secure financing even after facing rejections from traditional banks. Banks won’t tell you why they turned you down or how to improve your chances. Business owners often face a frustrating guessing game, spending months compiling documents and hoping for a positive outcome, only to hit a brick wall.
Unlike banks, we take you through the steps you need to improve your approval chances.
Did You Know?
80% of business owners face bank rejections, forcing many to bootstrap for survival.
Almost half of new businesses fail within their first five years due to lack of capital and cash flow.
The Pitfalls of Using Personal Credit
Using personal credit for business has significant risks:
Increased Utilization Ratio: Using your personal credit for business lowers your personal credit scores and limits borrowing potential.
Personal Guarantees: It’s wise to sign a personal guarantee under the right conditions.
However, this isn’t advisable if your business is struggling. Relying on personal credit can lead to a cycle of increasing debt and, in the worst cases, personal bankruptcy.
We've seen it time and again--business owners turning to savings, retirement, or home equity to keep their doors open. BizResHub provides a better path, one that builds business credit while preserving your personal financial security.
What About Cash Flow?
Many entrepreneurs dream of growing solely on cash flow, but this can be deceiving. Cash flow alone may not sustain growth, especially during downturns or economic shifts.
Ask yourself these questions:
Do you consistently have more cash coming in than going out?
Can your business meet all expenses without outside funding?
Do you have at least one month’s operating expenses on hand?
If the answer is “no” to any of these, it might be time to consider external funding to sustain and grow. Even companies with millions in revenue use external capital to expand.
And Here’s a Reminder:
In 2008, even the largest mortgage companies went bankrupt because they didn’t establish business credit before they needed it. They relied solely on cash flow, a strategy that left their business—and personal assets—vulnerable.
In contrast, businesses with established credit lines have a higher likelihood of getting approved even with moderate cash flow, simply because they built credit before they needed it.
The Leading Cause of Business Failure:
Limited Access to Capital
The numbers speak for themselves:
Nearly 50% of businesses fail within five years due to a lack of capital.
65% are closed by their tenth anniversary without sustainable financing.
Only 25% of businesses survive beyond 15 years.
Fundability™ -
The Solution to Business Credit Challenges
Fundability™ was designed to help businesses overcome funding obstacles. Our approach provides a step-by-step roadmap for building a business credit profile coompletely separate from personal creidt. Here's how we help you grow with confidence.
Key Fundability Benefits:
Builds a business credit profile independent of your personal credit
Ensures business loan and credit line approvals
Frees up cash flow for essential expenses
Secures favorable loan terms and higher funding amounts
Increases business valuation, facilitates expansion, and reduces insurance premiums
Avoid the Cash Access Trap With strict lending criteria, the need for an insider approach is greater than ever. At BizResHub, we’ve identified over 125 factors that unlock access to capital, giving you the highest likelihood of approval while protecting your business from the unknown pitfalls of personal credit dependence.
Relationships Matter - Especially in Business
But Why is BizResHub Different?
Despite an abundance of lenders, investors, and available capital, changing rules and complex criteria make it difficult for business owners to navigate the approval process. The most troubling aspect? The critical information needed to secure funding isn’t readily accessible online. Much of this “secret” funding criteria remains unpublished, hidden from public view.
An Insider’s Advantage
Over the past decade, BizResHub has identified more than 125 factors that unlock access to the loans and credit business owners need. By collaborating with hundreds of lenders and credit issuers, we keep track of the latest lending requirements, updated every 30 days, ensuring you’re never in the dark about what’s necessary for approval.
One of the biggest obstacles for businesses is that over 90% of business creditors don’t report to business credit bureaus. This often means that even if you’ve received credit, it’s not helping your business’s credit profile. Our dedicated research team verifies, every 30 days, which creditors report and which don’t, ensuring you only build credit with those that count. Just because a company reports one month doesn’t mean they will the next—our program keeps you in the know.
Our Relationships Expedite Your Success
Ever wondered how our deep connections with lenders and vendors unlock the perfect solutions for you? Let's recap and make our solutions a part of yours for business growth!
BizResHub’s Fundability™ Solutions
Fundability Assessment
A thorough evaluation of over 125 factors that impact fundability, from business structure to industry risk.
Purpose: Identify areas for imporovement and develop actionable steps to enhance financing potential.
Fundability ScoreTM
A real-time snapshot of your business's fundability, including guidance on how to improve your score.
Purpose: Ensure your're ready to secure capital when the time comes.
Business Credit Building
Business Credit BuilderTM
Our structured, step-by-step system designed to help you build business credit, entirely separate from personal credit.
Features:
Business Credit Reports: Access key reports from Dun & Bradstreet, Experian, and Equifax.
Credit Monitoring: Track your credit changes and imorove your profile.
Expert Guidance: Get ongoing support on maintaining a robust business credit profile.
Vendor Credit
Establish a positive credit history by working with vendors that report payment history to business credit bureaus.
Purpose: Increase access to financing and build a strong credit foundations.
Financing Options
Loans and Credit Lines
Customized financing solutions, including term loans, lines of credit, and SBA loans, tailored to meeet a variety of business needs.
Funding ExplorerTM
An advanced tool that matches you business with over 1,000 funding sources, including banks, alternative lenders, and investors.
Purpose: Find financing options suited to your unique business profile and funding needs.
Additional Services
Coaching and Support
Personalized coaching to help you navigate the complexities of business credit building and financing options.
One-on-One Coaching: Work with expert advisors to address specific challenges.
Ongoing Support: Keep your business credit and financing strategy on track.
Educational Resources
Stay informed with a library of educational materials to strengthen your business's financial health.
Webinars: Access live and recorded sessions on business credit and funding strategies.
Blogs and Articles: Gain insights and tips on the latest industry trends.
Guides and Ebooks: Detailed resources on every aspect of business credit building and financing.
Growing Beyond Business Credit
Once you have a solid business credit foundation. BizResHub provides ongoing resources in marketing and regulatory compliance to sustain and scale your business. From expanding operations to managing growth, our tools and exepertise ensure your're well-prepared for any opportunity or challenge.
Fueling Your Business Growth and Success
Our established relationships with these creditors are instrumental in expediting your business credit and lending success, giving you an edge that isn’t available to the average business owner. We’re committed to simplifying financial access for every entrepreneur with a vision to grow and sustain their business.
Ready to grow yur business?
Our established relationships with these creditors are instrumental in expediting your business credit and lending success, giving you an edge that isn’t available to the average business owner. We’re committed to simplifying financial access for every entrepreneur with a vision to grow and sustain their business.
Plus, BizResHub provides every tool you need to secure a strong financial foundation and trhrive. With our FundabilityTM Check, Business Credit BuilderTM, Funding ExplorerTM, and Unlimited coaching, your're set for long-term success.
Ready to grow yur business? Let's build the foundation together.
Revamp Your Funding Strategy and Fuel Growth
Unlock our software to secure credit and boost your marketing.